Combined Worksite Solutions' Products

In their one-on-one meetings with your employees, our benefits specialists help employees to create a plan targeted to each person's concerns. Combined Worksite Solutions offers a full array of Combined Insurance policies that address these important and personal matters. Product availability may vary by state.

Disability Income Protection:

Provides money in the event that an employee becomes sick or hurt and is unable to work.

Universal Life Insurance:

Provides permanent life insurance coverage in case of death and allows money to grow in a tax-deferred basis while living. Coverage is available for spouses, children and grandchildren.

SuperHERO Accident Policy:

Provides money to help with costs that come from spending time in a Hospital or Emergency Room or having Outpatient surgery due to an accident. A rider to also cover sicknesses may be available in many states.

Accident & Sickness Hospitalization Indemnity Policy:

Provides money paid directly to you for each day you are hospitalized for covered accidents and illnesses. Outpatient and Emergency Room benefits also are available.

Cancer Insurance:

Provides you with money to use toward expenses associated with cancer treatment usually not covered by an HMO or major medical insurance.

Critical Condition Coverage:

Supplies additional money if diagnosed with one of several critical illnesses or conditions, including cancer, heart attack or stroke.

Accidental Death and Dismemberment Coverage:

Provides additional money to the family in the event of an accidental death, permanent loss of sight or a dismemberment. Coverage is also available for immediate family members.

Term Life Insurance:

Gives family members additional money in the event of an untimely death. Coverage is also available for immediate family members.

Personal Accident Policy:

In the event of a disabling accident, provides additional money for physician visits, physical therapy, hospitalization and disability benefits.